Short answer: If you want a free plan that lets you keep the file, start with ElevenLabs: in our test its Free plan let us download an MP3 at 128kbps. Murf’s Free plan generated 51.0 seconds of audio from the same script, but export was locked, so you can only preview it. Neither free plan allows commercial use (Murf Free says “No Commercial Rights”; ElevenLabs licenses from Starter), and Starter at $6/mo is the cheaper way in, versus $29/mo for Murf Creator. Both points come from the official pricing pages (Last checked: 2026-11); that paid-plan pick is based on the official feature list, not a hands-on test.

Both tools got the same 130-word script, once each, on 2026-11-13. Voice quality was not evaluated.

How we tested

We kept the default settings in both tools. In ElevenLabs we generated once in Text to Speech. In Murf we created one project, pasted the script into one block and generated once. Then we checked each usage balance and tried to download the audio. Tested on the Free plan; paid plans may perform differently.

ElevenLabs Free vs Murf Free, from our test and the official pricing pages
FeatureElevenLabs FreeRecommendedMurf Free
Free allowance10,000 credits/mo10 min of voice generation, 10 projects
Our test script used718 credits1 project; balance dropped by 1 second
Download on Free (our test)MP3 44.1 kHz (128kbps)
Commercial use on Free
Watermark on FreeNot listedNot listed
Cheapest paid planStarter $6/mo ($5/mo yearly)Creator $29/mo ($19/mo yearly)
Voice qualityNot evaluatedNot evaluated
Swipe the table sideways to see every tool. Hands-on rows come from our 2026-11-13 Free plan tests. Commercial use, watermark and prices are per each official pricing page (elevenlabs.io/pricing, murf.ai/pricing Studio tab). Last checked: 2026-11. Not listed means the pricing page doesn't state it.

What one script used

ElevenLabs: the editor counted 718 characters, and the credit balance went from 10,000 to 9,282. One click produced two versions, and the 718 credits covered both. Our ElevenLabs Free plan review has the screenshots.

Murf: the block showed 51.0 seconds of audio. The Voice Generation Time balance went from 00:10:00 to 00:09:59 of 10 minutes, and projects remaining went from 9 to 8 of 10. The screens didn’t explain why only 1 second was deducted, so don’t plan on that ratio.

Murf studio project with the script in one block, Ruby (F) voice, Angry style, Pitch 0%, Speed 0%, 51.0s audio length and 00:09:59 of 10 mins available in the header
Murf after one generation: 51.0s in the block, 00:09:59 of 10 mins left. Browser bar cropped; account details blacked out.
Murf Subscription page showing Free plan, 8 of 10 projects remaining and 00:09:59 of 10 mins Voice Generation Time available
Murf usage after the test. Browser bar cropped; account name blacked out.

Downloads: the biggest free-plan difference

ElevenLabs let us download the first version as an MP3 (44.1 kHz, mono, 47.1 seconds). Only “MP3 44.1 kHz (128kbps)” was selectable; MP3 192kbps and six WAV options were greyed out.

ElevenLabs Output Format menu with only MP3 44.1 kHz (128kbps) selectable and the 192kbps MP3 and six WAV options greyed out
ElevenLabs Output Format menu on Free. Unedited capture.

Murf opened a full export dialog with Video, Voice Only, Voice + Music and Script, and formats including MP3, WAV, FLAC, a-LAW, μ-LAW and OGG. But the dialog said: “You are on free plan. Upgrade to one of the paid plans to export your projects and much more.” No audio file could be downloaded.

Murf Select Export Format dialog listing MP3, WAV, FLAC, a-LAW, μ-LAW and OGG, with an “Unlock unlimited downloads” box saying the free plan must upgrade to export projects
Murf export dialog on Free. Browser bar cropped; account details blacked out.

Commercial use and watermarks

Neither app showed license terms during our tests. The official pricing pages are the only source here, and the short answer quotes what each one says (Last checked: 2026-11).

A watermark on free text to speech is Not listed on either pricing page (Last checked: 2026-11); our ElevenLabs review covers ElevenLabs’ note on dubbing watermarks.

Controls we saw on each free plan

ElevenLabs: Voice, Model, Stability, Similarity, Language, Audio effects and Output Format. The default voice was “Roger” on the “Eleven v4” model.

Murf: each block has a voice, a language flag, a style, Pitch, Speed, Add Pause, a pronunciation icon, Variability and Emphasis. The default voice was “Ruby (F)” with the style set to “Angry”, and the Pitch slider runs from -50% to +50%.

Pricing compared

Last checked: 2026-11 on each official pricing page.

PlanElevenLabsMurf AI
Free$0, 10,000 credits a month$0, 10 minutes, 10 projects, no downloads
EntryStarter $6/mo ($5/mo yearly)Creator $29/mo ($19/mo yearly)
MidCreator $22/mo ($18.33/mo yearly)Business $99/mo ($66/mo yearly)
HighPro $99/mo ($82.50/mo yearly); Scale $299/mo ($249.17/mo yearly); Business $990/mo ($825/mo yearly)Enterprise, custom

Murf sells time, not credits: on monthly billing, Creator includes 2 hours of voice generation a month and Business 8 hours; on yearly billing, 24 and 96 hours a year. ElevenLabs says yearly billing costs ten times the monthly price.

Which free plan to start on

You want to…Start with
Keep an MP3 of a draft voiceover for freeElevenLabs Free
Hear a script in Murf’s studio before payingMurf Free
Publish commerciallyA paid plan on either tool (ElevenLabs Starter is the cheapest listed)
Get WAV filesA paid plan; WAV was locked on ElevenLabs Free and all export was locked on Murf Free

Before you pay

1. Do you need the file, or just a preview? If you need the file, Murf Free won’t do it. ElevenLabs Free lets you download an MP3.

2. Do you think in credits or in hours? ElevenLabs counts credits (718 for our script); Murf’s paid plans list hours of voice generation.

3. Do you need your own voice? Murf lists custom voice clones as an Enterprise add-on. ElevenLabs lists Instant Voice Cloning from Starter.

How these fit into a video workflow

A voice tool is usually one step in a bigger pipeline. If you turn long recordings into Shorts, see our best AI video generators for short-form content. For the scripts themselves, start with AI writing tools for bloggers. How We Test explains our method.

1. ElevenLabs

Our pick

Price: Free; Starter $6/mo; Creator $22/mo; Pro $99/mo; Scale $299/mo; Business $990/mo (yearly prices above) · Last checked: 2026-11

Pros

  • In our test, the Free plan let us download the result as an MP3.
  • Credits used matched the character count in our test (718 for 718).
  • Commercial License from the $6 Starter plan, per the official pricing page.

Cons

  • WAV and the 192kbps MP3 were greyed out on Free in our test.
  • Professional Voice Cloning starts at Creator ($22/mo), per the pricing page.
Best for
Anyone who wants to try AI voiceovers for free and keep the file.
Skip it if
Anyone who needs WAV files without paying.

Official ElevenLabs pricing page ↗

2. Murf AI

Price: Free; Creator $29/mo; Business $99/mo; Enterprise custom (yearly prices above) · Last checked: 2026-11

Pros

  • In our test, the Free plan generated 51.0 seconds of audio from our script.
  • The editor shows per-block controls such as Pitch, Speed, Add Pause, Variability and Emphasis.
  • Paid plans list voice generation in hours: 2 hours a month on Creator and 8 on Business.

Cons

  • Export is locked on Free: no audio file could be downloaded in our test.
  • Paid plans start at $29/mo, the higher entry price of the two.
  • Custom voice clones are an Enterprise add-on.
Best for
People who want to preview a script in Murf's studio before deciding to pay.
Skip it if
Anyone who needs to download audio on a free plan.

Official Murf AI pricing page ↗

Final verdict

Start with ElevenLabs Free if you want to keep a file: it was the only one of the two that let us download audio. Try Murf Free only to preview a script in its studio. For commercial work, go with ElevenLabs Starter, the feature-list pick from the short answer.